FitTreasury, Credit & Funds
RC - Centralised UW - Credit Manager - Rural Credit
Axis BankBank / NBFC
- Location
- Mumbai, Maharashtra
- Experience
- 5–8 yrs
- Type
- Full-time
- Qualification
- CA
Not stated by the employer: work mode, salary.
As Central Underwriting Manager for Rural Credit, you oversee credit activities and processes across the rural verticals, including proposal review as a sanctioning authority, and lead a team of two to five.
About this role
RC - Centralised UW - Credit Manager - Rural Credit is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Mumbai. The posting asks for 5–8 yrs of experience and mentions CA. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 14 Nov 2026.
What you'll do
- Review credit proposals as part of the sanctioning authority, giving quick insight while keeping to standard process.
- Lead the team to meet defined turnaround times and audit compliance.
- Design new processes or refine existing ones, and maintain clear SOP documentation.
- Make sure each rural vertical has the support it needs for smooth loan processing and for meeting internal and regulatory compliance, including training.
- Coordinate with functions across the bank to keep work aligned with organisational objectives.
- Start new projects and drive their execution across India.
What they ask for
- Graduate or postgraduate degree from a recognised institute.
- Working knowledge of credit, with an understanding of product trends and strong analytical skills.
Full job description as posted
Experience: 5 - 8 Years
RC - Centralised UW - Credit Manager - Rural Credit
Internal Usage:
No. of Vacancies: Reports to:Underwriting & Process Head CO
Is a Team leader?YTeam Size:2 to 5
Grade:
Business:Corporate Center Department:�Retail Credit Sub-Department:Rural Credit
Location:
About Rural Credit
Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor Women under Joint Liability Group.
About the Role
The Central Underwriting Manager manages the credit activities and related processes of the Rural verticals. Is responsible for smooth functioning of the processes designed by the dept / bank, support stake holders for CO related activities. Initiating new projects, driving executions across PAN India. Handling Process improvements, co-ordinations across verticals.
Key Responsibilities
� Review of the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process
� Managing the Team and ensuring adherence to defined Turn Around Time & Audit compliances
� Develop new processes / improve existing process and ensure proper SOP documentations.
� Ensure proper support system is provided to all the verticals under the Rural Credit for smooth processing of loans and Training / enabling to comply with internal / regulatory compliances
� Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
Qualifications Desired
� Graduation/ Post- Graduation / Post Graduate in Agri business Management (MBA/ CA preferred) from a recognized institute.
Role Proficiencies:
� Knowledge of credit, preferably Farmer Funding / MSME and product trends and analytical knowledge
� Knowledge of regulatory guidelines and norms
� Ability of multitasking and Good communication skills
How to apply
You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.
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