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Treasury, Credit & Funds

Credit Manager – Comm. Bank HO & Support – HRR

Title as posted: Credit Manager_Comm. Bank HO & Support_0140_1504_1058579_HRR

Kotak Mahindra BankBank / NBFC

✓ Verified at sourcePosted 1d ago
Location
Mumbai, Maharashtra
Experience
Not stated
Type
Full-time
Work mode
Not stated
Qualification
Not stated
Salary
Not disclosed by employer

You will own credit appraisal for loan applications, from judging borrower creditworthiness and setting limits and terms through to early-stage delinquency control and guiding a team of CPAs.

About this role

Credit Manager – Comm. Bank HO & Support – HRR is a full-time Treasury, Credit, Payroll & Fund Ops role at Kotak Mahindra Bank, a bank / NBFC, based in Mumbai. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 10 Nov 2026.

What you'll do

  • Review applicants' financial statements, credit reports and collateral values, reading ratios and cash flows to reach sound credit decisions.
  • Set credit limits, terms and conditions to manage and reduce credit risk.
  • Track delinquency on underwritten cases in their early stage, aiming to keep it close to nil.
  • Work with clients and cross-functional teams to understand loan needs and propose suitable credit solutions.
  • Help the team apply HO and local policies at ground level.
Full job description as posted

Credit Manager

  • Ability to assess the creditworthiness of applicants by analysing financial statements, credit reports, and other relevant information.
  • Conduct thorough risk assessments to determine the viability of loan requests. Evaluate and interpret financial ratios, cash flows, and collateral values to make informed credit decisions.
  • Familiarity with regulatory frameworks and compliance requirements related to credit operations.
  • Manage and mitigate credit risk by setting appropriate credit limits, terms, and conditions
  • Excellent communication and interpersonal skills, with the ability to build and maintain relationships with clients and Cross functional teams , necessary to understand their Loan Requirements and provide suitable credit solutions.
  • Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.
  • Attention to detail and ability to handle high-volume work, meet deadlines, and manage multiple cases concurrently.
  • Proficiency in using credit analysis software and Microsoft Office applications like Excel / Outlook.
  • Being a team player while assisting the team in implementing HO & local policies at ground level.
  • Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels.

How to apply

You apply on Kotak Mahindra Bank's own careers page. FitRole never forwards your CV and never asks for fees.

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Apply on Kotak Mahindra Bank's site ↗