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Treasury, Credit & Funds

Credit Manager – Vishwas – HRR

Title as posted: Credit Manager_Vishwas_0140_1780_1013755_HRR

Kotak Mahindra BankBank / NBFC

✓ Verified at sourcePosted 6d ago
Location
Maharashtra
Experience
Not stated
Type
Full-time
Work mode
Not stated
Qualification
Not stated
Salary
Not disclosed by employer

Ability to assess the creditworthiness of applicants by analysing financial statements, credit reports, and other relevant information. Conduct thorough risk assessments to determine the viability of loan requests.

About this role

Credit Manager – Vishwas – HRR is a full-time Treasury, Credit, Payroll & Fund Ops role at Kotak Mahindra Bank, a bank / NBFC, based in Maharashtra. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 12 Nov 2026.

What you'll do

  • Ability to assess the creditworthiness of applicants by analysing financial statements, credit reports, and other relevant information.
  • Conduct thorough risk assessments to determine the viability of loan requests. Evaluate and interpret financial ratios, cash flows, and collateral values to make informed credit decisions.
  • Familiarity with regulatory frameworks and compliance requirements related to credit operations.
  • Manage and mitigate credit risk by setting appropriate credit limits, terms, and conditions
  • Excellent communication and interpersonal skills, with the ability to build and maintain relationships with clients and Cross functional teams , necessary to understand their Loan Requirements and provide suitable cre…
  • Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.
  • Attention to detail and ability to handle high-volume work, meet deadlines, and manage multiple cases concurrently.
  • Proficiency in using credit analysis software and Microsoft Office applications like Excel / Outlook.
Full job description as posted

Job Description Credit Manager

  • Ability to assess the creditworthiness of applicants by analysing financial statements, credit reports, and other relevant information.
  • Conduct thorough risk assessments to determine the viability of loan requests. Evaluate and interpret financial ratios, cash flows, and collateral values to make informed credit decisions.
  • Familiarity with regulatory frameworks and compliance requirements related to credit operations.
  • Manage and mitigate credit risk by setting appropriate credit limits, terms, and conditions
  • Excellent communication and interpersonal skills, with the ability to build and maintain relationships with clients and Cross functional teams , necessary to understand their Loan Requirements and provide suitable credit solutions.
  • Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.
  • Attention to detail and ability to handle high-volume work, meet deadlines, and manage multiple cases concurrently.
  • Proficiency in using credit analysis software and Microsoft Office applications like Excel / Outlook.
  • Being a team player while assisting the team in implementing HO & local policies at ground level.
  • Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels.

How to apply

You apply on Kotak Mahindra Bank's own careers page. FitRole never forwards your CV and never asks for fees.

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Apply on Kotak Mahindra Bank's site ↗