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Treasury, Credit & Funds

Credit Manager – Secured Business Loans (Micro LAP)

Title as posted: Credit Manager - Secured Business Loans (Micro LAP) - Kodad - Main Road - J Grades

Tata CapitalBank / NBFC

✓ Verified at sourcePosted 18h ago
Location
Kodad
Experience
Not stated
Type
Full-time
Work mode
Not stated
Qualification
Not stated
Salary
Not disclosed by employer

You will check that secured micro loan applications follow credit policy, document and mitigate any deviations, and keep files moving within agreed timelines while building customer relationships.

About this role

Credit Manager – Secured Business Loans (Micro LAP) is a full-time Treasury, Credit, Payroll & Fund Ops role at Tata Capital, a bank / NBFC, based in Kodad. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 11 Nov 2026.

What you'll do

  • Assess applicants through personal discussions and interviews, building working relationships with them
  • Verify that each application is evaluated against credit policy and that any deviations are mitigated and recorded
  • Oversee the security creation process for all secured loans
  • Confirm that KYC requirements issued by RBI from time to time are followed
  • Coordinate with sales, relationship managers and operations to gather accurate data, complete documentation and clear audit queries

What they ask for

  • Comfort assessing clients without access to audited financials
  • Strong analytical skills and the ability to process data in spreadsheets
  • Solid understanding of risk across its dimensions, including credit, operational and market risk
  • Willingness and ability to travel within the city
Full job description as posted

Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented.

The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them.

He will also be coordinating with the sales team and operations team for collecting accurate data.

Ensuring proper security creation process for all secured loans

Ensuring that all KYC guidelines issued by RBI from time to time have been adhered to

Interacting with customers, assessing the applications, and ensuring that credit parameters have been adhered to

Relationship Management: Coordinating with the sales and relationship managers for ensuring proper documentation and rectifying any audit queries

Analytical skills and ability to process data on computer spreadsheets

Comfortable in assessing clients without access to audited financials

Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc

Willingness and ability to travel within the city.

How to apply

You apply on Tata Capital's own careers page. FitRole never forwards your CV and never asks for fees.

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Apply on Tata Capital's site ↗