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Treasury, Credit & Funds

CBG:Credit Analyst

Axis BankBank / NBFC

✓ Verified at sourcePosted 20d ago
Location
Vadodara, Gujarat
Experience
7–9 yrs
Type
Full-time
Work mode
Not stated
Qualification
Not stated
Salary
Not disclosed by employer

You will own credit appraisal for borrowers in the Rs 10 to 250 crore turnover band, assessing their market, financial, and management profile and building proposals that fit credit policy. You will work closely with Relationship Managers to understand each client's needs.

About this role

CBG:Credit Analyst is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Vadodara. The posting asks for 7–9 yrs of experience. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 11 Nov 2026.

What you'll do

  • Prepare the Credit Appraisal Memorandum and draft supporting notes, including replies to observations raised by the Risk department.
  • Assess borrower creditworthiness and build credit proposals that match client requirements to the existing product suite and credit policy.
  • Conduct account reviews and renewals.
  • Keep turnaround times within acceptable limits for ratings, appraisal notes, and renewals.

What they ask for

  • Graduate with a solid academic background.
  • 7 to 9 years of relevant experience.
  • Working grasp of financial ratios and core finance concepts.
  • Clear written and verbal communication in English and the local language.

Good to have

  • Chartered Accountant, management graduate, or ICWA qualification.
Full job description as posted

Experience: 7 - 9 Years

CBG:Credit Analyst

Internal Usage:

No. of Vacancies: Reports to:

Is a Team leader? Team Size:

Grade:

Business: Department:�CBGSub-Department:

Location:

About Commercial Banking Group:

The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc.

About the Role

Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements

Key Responsibilities

  • Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
  • Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
  • Conduct review / renewal of accounts
  • Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.

Qualifications

Optimal qualification for success on the job is:

  • Graduates with a good academic background
  • CAs/Management Graduates/ICWAs will be preferred

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

  • Good understanding of financial ratios and concepts
  • Good communication (both verbal and written) skill in both English and the local language

How to apply

You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.

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