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Treasury, Credit & Funds

CBG:Credit Analyst

Axis BankBank / NBFC

✓ Verified at sourcePosted 14d ago
Location
Delhi NCR
Experience
7–9 yrs
Type
Full-time
Work mode
Not stated
Qualification
Not stated
Salary
Not disclosed by employer

This role evaluates lending proposals for commercial clients with turnover between Rs 10 and 250 crore. You assess borrower risk across market, financial, and management factors, and prepare the credit documentation that supports each decision.

About this role

CBG:Credit Analyst is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Delhi NCR. The posting asks for 7–9 yrs of experience. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 11 Nov 2026.

What you'll do

  • Prepare the Credit Assessment Memo and related notes, including responses to observations raised by the Risk department.
  • Assess borrower creditworthiness and build credit proposals that fit within the existing product suite and credit policy.
  • Carry out account reviews and renewals.
  • Keep turnaround times within acceptable limits for ratings, appraisal notes, and renewals.
  • Work alongside Relationship Managers to understand client profiles and their requirements.

What they ask for

  • Seven to nine years of experience.
  • A graduate degree with a good academic record.
  • A working command of financial ratios and core finance concepts.
  • Clear verbal and written communication in English and the local language.

Good to have

  • A CA, management graduate, or ICWA qualification, which is preferred.
Full job description as posted

Experience: 7 - 9 Years

About Commercial Banking Group:

The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc

About the Role:

Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements

Key Responsibilities

  • Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
  • Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
  • Conduct review / renewal of accounts
  • Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.

Qualifications:

Optimal qualification for success on the job is:

  • Graduates with a good academic background
  • CAs/Management Graduates/ICWAs will be preferred

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

  • Good understanding of financial ratios and concepts
  • Good communication (both verbal and written) skill in both English and the local language

How to apply

You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.

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