FitTreasury, Credit & Funds
RC&WC - CBG:Credit Manager SEG
Axis BankBank / NBFC
- Location
- Panchkula
- Experience
- 8–12 yrs
- Type
- Full-time
- Qualification
- CA
Not stated by the employer: work mode, salary.
Owns credit appraisal activity and processes for the Wholesale Credit vertical at the assigned location, acting as a sanctioning authority on corporate proposals and keeping portfolio quality in line with bank processes.
About this role
RC&WC - CBG:Credit Manager SEG is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Panchkula. The posting asks for 8–12 yrs of experience and mentions CA. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 15 Nov 2026.
What you'll do
- Review credit proposals as part of the sanctioning authority, balancing speed, process discipline and consistent decisions.
- Strengthen the quality of proposals and appraisals to curb delinquency and build a portfolio of the expected grade.
- Track market conditions and risk trends through peer financial institutions and industry contacts to inform lending decisions.
- Monitor live accounts to keep the portfolio healthy.
- Coordinate with other bank functions to align credit work with organizational objectives.
- Deliver key milestones and audit responses on time, and follow the corporate credit policy and schemes.
What they ask for
- Graduate or postgraduate degree from a recognized institution.
- 8 to 12 years of experience assessing corporate credit.
- Working knowledge of credit, industry and product trends.
Full job description as posted
Experience: 8 - 12 Years
Credit Manager
Internal Usage:
No. of Vacancies: Reports to:Area Credit Head � SEG
Is a Team leader?NTeam Size:NA
Grade:
Business:Corporate Center Department:�Wholesale Credit Sub-Department:SEG Credit
Location:
About Wholesale Credit
The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location. The Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank
Key Responsibilities
- Review the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process, Turn Around Time and decision consistency
- Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.
- Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions
- Monitor the accounts to ensure maintenance of a healthy portfolio.
- Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
- Ensure timely completion of key deliverables, audit queries and adherence to the corporate credit policy/ scheme
Qualifications
Optimal qualification for success on the job is:
� Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute
� Experience in assessing credit of Corporate clients
Role Proficiencies:
For successful execution of the job, the candidate should possess:
� Knowledge of credit, industry and product trends
� Knowledge of regulatory guidelines and norms
� Good communication (both verbal and written) skill in both English and the local language
� Ability to handle pressure and meet deadlines
How to apply
You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.
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