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Treasury, Credit & Funds

RC - Regional Credit Manager - Tractor - Rural Credit

Axis BankBank / NBFC

✓ Verified at sourceEmployer's official job board·Checked earlier today·Posted 59d agoOriginal ↗
Location
Lucknow, Uttar Pradesh
Experience
8–12 yrs
Type
Full-time
Qualification
CA

Not stated by the employer: work mode, salary.

This role leads credit appraisal and processing for the Rural Credit tractor and farm mechanization book in a designated region. You will oversee a team of four to six and make sure the bank's designed processes are followed.

About this role

RC - Regional Credit Manager - Tractor - Rural Credit is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Lucknow. The posting asks for 8–12 yrs of experience and mentions CA. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 15 Nov 2026.

What you'll do

  • Underwrite tractor and farm mechanization loans within the bank's policy parameters.
  • Review credit proposals as a sanctioning authority, giving quick, clear assessments while keeping to standard process.
  • Lead the team to meet defined turnaround times and audit compliance standards.

What they ask for

  • RC - Regional Credit Manager - Tractor - Rural Credit
  • � Graduation/ Post- Graduation / Post Graduate in Agri business Management (MBA/ CA preferred) from a recognized institute.
Full job description as posted

Experience: 8 - 12 Years

RC - Regional Credit Manager - Tractor - Rural Credit

Internal Usage:

No. of Vacancies: Reports to:Zonal Credit Manager

Is a Team leader?YTeam Size:4 to 6

Grade:

Business:Corporate Center Department:�Retail Credit Sub-Department:Rural Credit

Location:

About Rural Credit

Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor Women under Joint Liability Group.

About the Role

The Regional Credit Manager manages the credit activities and processes of the Rural Credit vertical for the designated Region. The Regional Credit Manager is responsible for smooth functioning of the Credit appraisal activities and ensures adherence to the processes designed by the bank

Key Responsibilities

� Underwriting of Farm Mechanization/Tractor Loans within the framework of the Policy Parameters.

� Review of the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process

� Managing the Team and ensuring adherence to defined Turn Around Time & Audit compliances

� Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.

� Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions

� Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives

Qualifications Desired

� Graduation/ Post- Graduation / Post Graduate in Agri business Management (MBA/ CA preferred) from a recognized institute.

Role Proficiencies:

� Knowledge of credit, preferably Farm Mechanization/Tractor Loans or Farmer Funding industry and product trends

� Knowledge of regulatory guidelines and norms

� Good communication (both verbal and written) skill in both English and the local language

How to apply

You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.

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Apply on Axis Bank's site ↗