FitTreasury, Credit & Funds
RC:Decentralized UW – Credit Manager
Title as posted: RC:Decentralized UW – Mortgages – Credit Manager - Salaried Hub
Axis BankBank / NBFC
- Location
- Bengaluru, Karnataka
- Experience
- 7–9 yrs
- Type
- Full-time
- Qualification
- CA
Not stated by the employer: work mode, salary.
CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting.
About this role
RC:Decentralized UW – Credit Manager is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Bengaluru. The posting asks for 7–9 yrs of experience and mentions CA. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 14 Nov 2026.
What you'll do
- Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products.
- Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required by Bank.
- Review of proposals and decisioning loans in line with Bank Policy guidelines.
- Audit & Compliance adherence. Ensuring non-repetition of negative Audit Observations.
- Training, Process improvement, policy feedback, vendor management, participation in pilot runs/testing etc..
- Stakeholder management.
- Idea generation for new projects for process efficiency and cost saving.
What they ask for
- The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth…
- Graduate / Post- Graduation (MBA/ CA preferred)
- Experience in retail credit with team handling.
Full job description as posted
Experience: 7 - 9 Years
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting.
Key Responsibilities
Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products.
Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required by Bank.
Review of proposals and decisioning loans in line with Bank Policy guidelines.
Audit & Compliance adherence. Ensuring non-repetition of negative Audit Observations.
Training, Process improvement, policy feedback, vendor management, participation in pilot runs/testing etc..
Stakeholder management.
Idea generation for new projects for process efficiency and cost saving.
Qualifications
Optimal qualification for success on the job is:
Graduate / Post- Graduation (MBA/ CA preferred)
Experience in retail credit with team handling.
Role Proficiencies:
For successful execution of the job, the candidate should possess:
Knowledge of credit, industry and product trends
Knowledge of regulatory guidelines and norms
Good communication (both verbal and written) skill in both English and the local language
How to apply
You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.
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