FitTreasury, Credit & Funds
RC - Credit Manager - CV/CE - Retail Credit
Axis BankBank / NBFC
- Location
- Siliguri
- Experience
- 8–12 yrs
- Type
- Full-time
- Qualification
- CA
Not stated by the employer: work mode, salary.
You own credit underwriting and appraisal for commercial vehicle and construction equipment products within Retail Credit. The role keeps portfolio quality healthy and makes sure bank processes are followed.
About this role
RC - Credit Manager - CV/CE - Retail Credit is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Siliguri. The posting asks for 8–12 yrs of experience and mentions CA. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 14 Nov 2026.
What you'll do
- Underwrite and review credit proposals, including renewals, within standard process, turnaround time, and consistent decision-making
- Strengthen proposal quality and appraisal rigour to reduce delinquency and build a portfolio of the expected quality
- Maintain accurate MIS reports and inspect and monitor portfolios across sub-segments
- Track market dynamics and risk trends through peer institutions and industry contacts to inform credit decisions
- Coordinate with other bank functions to keep work aligned with organizational objectives
- Meet key deliverables, audit queries, and adherence to the corporate retail policy and schemes
What they ask for
- Graduate or postgraduate from a recognised institute
- At least 2 years of experience assessing credit for commercial vehicle and construction equipment products
- Overall experience of 8 to 12 years
- Working knowledge of credit, industry and product trends, and regulatory guidelines and norms
- Clear written and verbal communication in English and the local language
- Ability to handle pressure and meet deadlines
Good to have
- MBA or CA qualification
Skills mentioned
Full job description as posted
Experience: 8 - 12 Years
RC - Credit Manager - CV/CE - Retail Credit
Internal Usage:
No. of Vacancies: Reports to:Regional Credit Manager
Is a Team leader?NTeam Size:NA
Grade:
Business:Corporate Center Department:�Retail Credit Sub-Department:CVCE Credit
Location:
About Wholesale Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
The CPC Credit Manager � CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank.
Key Responsibilities
� Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring� adherence to the standard process, Turn Around Time and decision consistency
� Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.
� Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio
� Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions
� Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
� Ensure timely completion of key deliverables, audit queries and adherence to the corporate retail policy/ scheme
Qualifications
Optimal qualification for success on the job is:
� Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute
� Experience of atleast 2 years in assessing credit of Commercial Vehicle and Construction Equipment Product
Role Proficiencies:
For successful execution of the job, the candidate should possess:
� Knowledge of credit, relevant industry and product trends
� Knowledge of regulatory guidelines and norms
� Good communication (both verbal and written) skill in both English and the local language
� Ability to handle pressure and meet deadlines
How to apply
You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.
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