FitTreasury, Credit & Funds
RC:Area Credit Manager - Mortgages Credit
Axis BankBank / NBFC
- Location
- Ahmedabad, Gujarat
- Experience
- 10–13 yrs
- Type
- Full-time
- Work mode
- Not stated
- Qualification
- CA
- Salary
- Not disclosed by employer
Leads a team of CPC credit underwriting managers at Axis Bank, keeping the Credit Processing Centre running smoothly across centralised and decentralised files. Owns turnaround, underwriting quality, audit compliance and process improvement for retail mortgage credit.
About this role
RC:Area Credit Manager - Mortgages Credit is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Ahmedabad. The posting asks for 10–13 yrs of experience and mentions CA. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 11 Nov 2026.
What you'll do
- Track turnaround time from login to sanction across all products, against the target levels set for each.
- Keep proposal quality and credit appraisal sound to limit delinquency.
What they ask for
- RC - Area Credit Manager - Mortgages Credit
- � Graduate / Post- Graduation (MBA/ CA preferred)
- � Experience in retail credit with team handling.
Full job description as posted
Experience: 10 - 13 Years
RC - Area Credit Manager - Mortgages Credit
Internal Usage:
No. of Vacancies: Reports to:RCM
Is a Team leader?YTeam Size:5-7
Grade:M/SM/AVP
Business:Underwriting Department:�Retail Credit Sub-Department:CPC
Location:
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
Area Credit Manager is Team Leader Role with CPC Credit underwriting managers reporting. Ensure smooth functioning of Credit Processing Centre, which is responsible for processing and underwriting of Centralised & Decentralised Files.
Key Responsibilities
- Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products at desired levels.
- Ensure the quality of proposals and credit appraisal to minimize delinquency.
- Ensuring compliance of Audit & Compliance reviews.
- Ensuring quality of Data entry with minimal error ratio and non-repetition of Audit Observations.
- Periodic Training, policy feedback, vendor management, participation in pilot runs/testing etc.
- Stakeholder management. Regular meeting with competitors, analyse market feedback from different stakeholders to benchmark the competition.
- Idea generation for new projects for process efficiency and cost saving.
Qualifications
Optimal qualification for success on the job is:
� Graduate / Post- Graduation (MBA/ CA preferred)
� Experience in retail credit with team handling.
Role Proficiencies:
For successful execution of the job, the candidate should possess:
� Knowledge of credit, industry and product trends
� Knowledge of regulatory guidelines and norms
� Good communication (both verbal and written) skill in both English and the local language
How to apply
You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.
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