FitTreasury, Credit & Funds
CBG:Credit Analyst
Axis BankBank / NBFC
- Location
- Madurai
- Experience
- 5–8 yrs
- Type
- Full-time
Not stated by the employer: work mode, qualification, salary.
You own the credit evaluation of borrowers in the Commercial Banking Group's client segment, with turnover between Rs 10 Crs and Rs 250 Crs. You turn market, financial, and management analysis into credit proposals, working alongside Relationship Managers.
About this role
CBG:Credit Analyst is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Madurai. The posting asks for 5–8 yrs of experience. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 14 Nov 2026.
What you'll do
- Prepare the credit appraisal memorandum (CAM) and draft supporting notes, including replies to observations raised by the Risk department.
- Assess borrower creditworthiness and build credit proposals that fit client needs within the existing product suite and credit policy.
- Conduct account reviews and renewals.
- Keep turnaround times within acceptable limits for ratings, appraisal notes, and renewals.
What they ask for
- 5 to 8 years of relevant experience.
- A graduate degree with a good academic record.
- A sound grasp of financial ratios and core financial concepts.
- Clear written and verbal communication in English and the local language.
Good to have
- A CA, management graduate, or ICWA qualification is preferred.
Full job description as posted
Experience: 5 - 8 Years
CBG:Credit Analyst
Internal Usage:
No. of Vacancies: Reports to:
Is a Team leader? Team Size:
Grade:
Business: Department:�CBGSub-Department:
Location:
About Commercial Banking Group:
The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc.
About the Role
Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements
Key Responsibilities
- Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
- Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
- Conduct review / renewal of accounts
- Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.
Qualifications
Optimal qualification for success on the job is:
- Graduates with a good academic background
- CAs/Management Graduates/ICWAs will be preferred
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
- Good understanding of financial ratios and concepts
- Good communication (both verbal and written) skill in both English and the local language
How to apply
You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.
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