FitTreasury, Credit & Funds
CBG:Credit Analyst
Axis BankBank / NBFC
- Location
- Ganganagar
- Experience
- 7–9 yrs
- Type
- Full-time
Not stated by the employer: work mode, qualification, salary.
This role evaluates borrower proposals within the Commercial Banking Group by analyzing market position, financial statements, ratios, and management quality. The analyst works alongside Relationship Managers to understand client profiles and lending needs.
About this role
CBG:Credit Analyst is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Ganganagar. The posting asks for 7–9 yrs of experience. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 14 Nov 2026.
What you'll do
- Prepare credit appraisal memos (CAM) and draft internal notes, including responses to observations raised by the Risk function.
- Assess borrower creditworthiness and build credit proposals that fit within the existing product suite and credit policy.
- Carry out account reviews and renewals.
- Keep turnaround times for rating exercises, appraisal notes, and renewals within acceptable limits.
What they ask for
- Graduate with a solid academic background.
- Strong grasp of financial ratios and core finance concepts.
- Clear written and verbal communication in English and the local language.
- 7 to 9 years of relevant experience.
Good to have
- Chartered Accountant, management graduate, or ICWA qualification, which is preferred.
Full job description as posted
Experience: 7 - 9 Years
CBG:Credit Analyst
Internal Usage:
No. of Vacancies: Reports to:
Is a Team leader? Team Size:
Grade:
Business: Department:�CBGSub-Department:
Location:
About Commercial Banking Group:
The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc.
About the Role
Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements
Key Responsibilities
- Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
- Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
- Conduct review / renewal of accounts
- Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.
Qualifications
Optimal qualification for success on the job is:
- Graduates with a good academic background
- CAs/Management Graduates/ICWAs will be preferred
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
- Good understanding of financial ratios and concepts
- Good communication (both verbal and written) skill in both English and the local language
How to apply
You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.
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