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Treasury, Credit & Funds

Area Credit Manager – Mid Enterprises Business

Title as posted: Area Credit Manager - Credit - Mid Enterprises Business - Credit Appraisal - Hyderabad - Auto Plaza - MM

Tata CapitalBank / NBFC

✓ Verified at sourcePosted 5d ago
Location
Hyderabad, Telangana
Experience
Not stated
Type
Full-time
Work mode
Not stated
Qualification
Not stated
Salary
Not disclosed by employer

This role owns credit appraisal for the mid-enterprise business in Hyderabad, covering due diligence on corporates, groups and promoters, and the credit notes and limit approvals that follow.

About this role

Area Credit Manager – Mid Enterprises Business is a full-time Treasury, Credit, Payroll & Fund Ops role at Tata Capital, a bank / NBFC, based in Hyderabad. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 8 Nov 2026.

What you'll do

  • Conduct due diligence on corporates, their group entities and promoters.
  • Assess each proposal against its industry and market dynamics, and set out the risk mitigants.
  • Carry out site visits and hold direct discussions with promoters and CFOs.
  • Draft credit notes that include deal-specific covenants.
  • Record any deviation from internal credit policy in the credit note.
  • Approve or recommend credit limits and transactions.

What they ask for

  • Ability to read how industry and market conditions affect credit risk in a proposal.
  • Comfort conducting site visits and senior discussions with promoters and CFOs.
  • Working knowledge of internal credit policies and how to document deviations from them.
  • Skill in writing credit notes that set out deal-specific covenants.
Full job description as posted

Major Deliverables:

  • Due diligence of corporate, group and promoters
  • Understanding Proposal related Industry and Market dynamics and application of the same in Credit assessments and stipulation of Risk mitigates.
  • Site visits and Personal discussions with Promoters/ CFO

•

Specialized job competencies:

  • Preparation of credit notes along with stipulation of deal specific covenants
  • Adherence of Internal Credit Policies and capturing the deviations accordingly in Credit Note
  • Approval / recommendation of credit limits and transaction

How to apply

You apply on Tata Capital's own careers page. FitRole never forwards your CV and never asks for fees.

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