WBCG: MEG - Credit Analyst - CAMPU

Experience: 8 - 12 Years

About CAMPU

CAMPU refers to CAM processing unit and is part of Wholesale Banking coverage group of the bank. This is a centralized

team handling CAM Preparation activity for CBG and is working under GIGA for last 15 months.

Presently team has following sections:

1. CAMPU MEG- Taking care of ETB cases for renewals. Team is also taking care of enhancements on specific request.

Now we are proposing undertaking NTB cases upto RCC level of committee for May 2023 onwards.

2. CAMPU SEG- Handling ticket size of upto Rs. 10 crs:

a. In Principal Team- Taking care of IP issuance/rejection for all NTB logins

b. ETB Team- Taking care of renewals of upto Rs. 10 crs.

c. NTB Set 2 team- Taking care of note preparation of NTB clients after the IP stage

Note: As an exception, team is also handling cases of enhancements as well as NTBs/ETBs with ticket size

more than 10 crs.

3. Team is also taking care of projects assigned from time to time by CO. Such as Stale rating, Centralized STP

processing etc.

4. Governance and MIS for CBG.

About the Role

WBCG: Credit Analyst MEG – CAMPU will be primarily responsible to process the CAMs for renewal of the Credit limits

sanctioned to MEG borrowers. They may also process renewal with enhancements and NTB CAMs as per the bandwidth and

upon assignments from their supervisors. SCA shall act as second line of leadership for them and shall support the team. Credit

analysts are responsible for the adherence of the credit policy while processing CAMs and are responsible for the quality of

the CAMs.

Along with CAM processing, they will also be responsible for some project related task that may be assigned to them time to

time which may include but not limited to Stale rating. CARO covenant tracking, PSL identification activity, MIS activity or any

other such ancillary activities.

The core KRAs of the Credit analysts are

• Productivity (No of cases processed for the defined period)
• Quality of the CAM (FTR/NFTR)
• Successful completion of training modules
• Compliance modules
• Key projects handled
• Other such KRA decided from time to time.

Key Responsibilities

1. CAM Processing for Renewal/ Renewal cum enhancements/ NTBs upto RCC committees. 2. Stakeholder management for assigned area of work. 3. Ensuring quality of the CAM in compliance of the CCP. 4. Undertaking stale rating completion. 5. Project handling, MIS, data requirements on need basis.

Qualifications

Optimal qualification for success on the job is:

• Education- MBA in Finance, Chartered Accountant or Semi Qualified CA (formal degrees, certifications subject to

minimum 4 years of experience in credit).

• Experience- >1 years of experience in banking/Finance which takes care of the required skill set. (No. of years,

relevant fields)

Role Proficiencies:

For successful execution of the job, a candidate should possess the following:

• Knowledge – In regard to the preparation of CAM/job responsibility of the relevant assembly line. Candidates need

to know all the aspects of the job with advanced level of understanding.

• Skills – Understanding of the financial ratios, financial statements, due diligence for CAM preparation.
• Abilities – Aptitude for team/stakeholder management, good communication and writing skills.