FitTreasury, Credit & Funds
RC - Credit Manager - Mortgages Credit
Axis BankBank / NBFC
- Location
- Kolkata, West Bengal
- Experience
- 8–12 yrs
- Type
- Full-time
- Qualification
- CA
Not stated by the employer: work mode, salary.
Leads core underwriting at a Credit Processing Centre across Pan India locations, owning turnaround time, data quality, loan decisioning in line with policy, and audit compliance for retail credit. Manages a team of Credit Processing Associates.
About this role
RC - Credit Manager - Mortgages Credit is a full-time Treasury, Credit, Payroll & Fund Ops role at Axis Bank, a bank / NBFC, based in Kolkata. The posting asks for 8–12 yrs of experience and mentions CA. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 14 Nov 2026.
What you'll do
- Track turnaround time from login to sanction across all products.
- Validate data entry done by Credit Processing Associates and keep entries current in the applications the Bank requires.
- Review proposals and make lending decisions in line with Bank policy guidelines.
- Maintain audit and compliance adherence, preventing repeat audit observations.
- Lead training, process improvement, policy feedback, vendor management, and participation in pilot runs and testing.
- Manage stakeholders and generate ideas that improve process efficiency and reduce cost.
What they ask for
- RC - Credit Manager - Mortgages Credit
- � Graduate / Post- Graduation (MBA/ CA preferred)
- � Experience in retail credit with team handling.
Full job description as posted
Experience: 8 - 12 Years
RC - Credit Manager - Mortgages Credit
Internal Usage:
No. of Vacancies: Reports to:ACM/RCM
Is a Team leader?NTeam Size:5-7
Grade:M/SM
Business:Underwriting Department:�Retail Credit Sub-Department:CPC
Location: Pan India CPC locations
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting.
Key Responsibilities
� Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products.
� Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required by Bank.
� Review of proposals and decisioning loans in line with Bank Policy guidelines.
� Audit & Compliance adherence. Ensuring non-repetition of negative Audit Observations.
� Training, Process improvement, policy feedback, vendor management, participation in pilot runs/testing etc..
� Stakeholder management.
� Idea generation for new projects for process efficiency and cost saving.
Qualifications
Optimal qualification for success on the job is:
� Graduate / Post- Graduation (MBA/ CA preferred)
� Experience in retail credit with team handling.
Role Proficiencies:
For successful execution of the job, the candidate should possess:
� Knowledge of credit, industry and product trends
� Knowledge of regulatory guidelines and norms
� Good communication (both verbal and written) skill in both English and the local language
How to apply
You apply on Axis Bank's own careers page. FitRole never forwards your CV and never asks for fees.
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