Skip to content
FitRole
SavedSign in
FitRole

Treasury, Credit & Funds

Credit Manager – Personal Loan – HRR

Title as posted: Credit Manager_Personal Loan_0140_8473_1082825_HRR

Kotak Mahindra BankBank / NBFC

✓ Verified at sourceEmployer's official careers page·Checked yesterday·Posted 3d agoOriginal ↗
Location
Chennai, Tamil Nadu
Type
Full-time

Not stated by the employer: experience, work mode, qualification, salary.

Ability to assess the creditworthiness of applicants by analysing financial statements, credit reports, and other relevant information. Conduct thorough risk assessments to determine the viability of loan requests.

About this role

Credit Manager – Personal Loan – HRR is a full-time Treasury, Credit, Payroll & Fund Ops role at Kotak Mahindra Bank, a bank / NBFC, based in Chennai. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 14 Nov 2026.

What you'll do

  • Ability to assess the creditworthiness of applicants by analysing financial statements, credit reports, and other relevant information.
  • Conduct thorough risk assessments to determine the viability of loan requests. Evaluate and interpret financial ratios, cash flows, and collateral values to make informed credit decisions.
  • Familiarity with regulatory frameworks and compliance requirements related to credit operations.
  • Manage and mitigate credit risk by setting appropriate credit limits, terms, and conditions
  • Excellent communication and interpersonal skills, with the ability to build and maintain relationships with clients and Cross functional teams , necessary to understand their Loan Requirements and provide suitable credit solutions.
  • Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.
  • Attention to detail and ability to handle high-volume work, meet deadlines, and manage multiple cases concurrently.
  • Proficiency in using credit analysis software and Microsoft Office applications like Excel / Outlook.
Full job description as posted
  • Ability to assess the creditworthiness of applicants by analysing financial statements, credit reports, and other relevant information.
  • Conduct thorough risk assessments to determine the viability of loan requests. Evaluate and interpret financial ratios, cash flows, and collateral values to make informed credit decisions.
  • Familiarity with regulatory frameworks and compliance requirements related to credit operations.
  • Manage and mitigate credit risk by setting appropriate credit limits, terms, and conditions
  • Excellent communication and interpersonal skills, with the ability to build and maintain relationships with clients and Cross functional teams , necessary to understand their Loan Requirements and provide suitable credit solutions.
  • Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.
  • Attention to detail and ability to handle high-volume work, meet deadlines, and manage multiple cases concurrently.
  • Proficiency in using credit analysis software and Microsoft Office applications like Excel / Outlook.
  • Being a team player while assisting the team in implementing HO & local policies at ground level.
  • Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels.

How to apply

You apply on Kotak Mahindra Bank's own careers page. FitRole never forwards your CV and never asks for fees.

Similar verified roles

See all Credit & Lending jobs in India →

Apply on Kotak Mahindra Bank's site ↗