Treasury, Credit & Funds
Area Credit Manager – SCF
Title as posted: Area Credit Manager - SCF - Chandigarh
Aditya Birla CapitalBank / NBFC
- Location
- Chandigarh
- Experience
- 3–8 yrs
- Type
- Full-time
- Work mode
- On-site
Not stated by the employer: qualification, salary.
This role oversees credit appraisal for supply chain finance proposals at Aditya Birla Capital's Chandigarh office. You will analyse borrower credit profiles and keep decisions aligned with lending policy and procedure.
About this role
Area Credit Manager – SCF is a full-time Treasury, Credit, Payroll & Fund Ops role at Aditya Birla Capital, a bank / NBFC, based in Chandigarh (on-site). The posting asks for 3–8 yrs of experience. FitRole found it on the employer's own careers site or job board and last confirmed it was live on 15 Nov 2026.
What you'll do
- Lead the credit appraisal of supply chain finance proposals from start to decision
- Assess borrower credit profiles and document the findings clearly
- Keep appraisals consistent with the bank's lending policies and procedures
- Oversee the wider credit assessment process for the SCF vertical
What they ask for
- 3 to 8 years of total experience
- Hands-on experience in credit assessment, underwriting, or credit management, ideally in SCF or working capital products
- Master's degree in finance; the listing also states a graduate-level minimum
- Working knowledge of credit risk management and finance and credit principles
- Analytical skills with proficiency in data analysis
- Strong written and verbal communication and interpersonal skills
Good to have
- Certification in credit management or risk management
Full job description as posted
This is a full-time on-site role for a Area Credit Manager located in Chandigarh. The Credit Manager will be responsible for managing and overseeing credit appraisal for Supply Chain Finance proposals, analysing credit profiles, and ensuring compliance with lending policies and procedures.
Eligibility
- Total Experience 3-8 Years.
- Experience with credit assessment, underwriting, and management preferably currently working in a SCF vertical or a Working capital product.
- A Master’s degree in finance.
- Credit Management and Credit Risk Management skills
- Analytical skills, with proficiency in data analysis.
- Knowledge of finance and credit principles.
- Excellent communication and interpersonal skills
- Certification in credit management or risk management is a plus.
Minimum Experience Level
3 - 8 years
Job Qualifications
Graduate
Group company: Aditya Birla Capital Limited · Function: Credit - Retail SCF · Experience: 3 to 8 years
How to apply
You apply on Aditya Birla Capital's own careers page. FitRole never forwards your CV and never asks for fees.
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